Spring is upon us and summer is right around the corner. You know what that means. Pumping the old bank account clean with golf memberships, vacations, landscaping and outdoors expenses. I love how you just catch up after the Christmas holidays and bang you are hit again. This year I am after looking at better reward cards for my spending dollars.

If you are going to spend then you might as well be rewarded it. Right now I have a cash back card that barely pays anything decent. I really have to rack up the spending to get anything decent in return. I am going to look into something that gives back gift cards or swag for a reasonable amount of spending.

If I can find a decent card I would rather pull it out then use my debit card all the time. A debit card may not cost the merchant  like a credit card does but it doesn't do me any good either.